How much can I borrow?
We can arrange loans and mortgages for any amount from £5,000 to £1
million. However, there are a few factors to take into consideration such
as available monthly income and your property's equity. The most important
considerations are that you can afford the monthly repayments and that you
are a homeowner/mortgage payer. Simply put on the application form how much
you would like to borrow and we shall endeavour to meet your requirements.
Over
what period of time can I spread my loan or mortgage repayments?
This is of course up to you, and depends on how much you can afford each
month. Our loans are usually available over 5 to 30 years. The repayment
guide should help you.
What can I use the loan for?
Anything you want, there are no restrictions. Maybe you need to reduce
your monthly outgoings by paying off all your debts, leaving you with
one lower and more manageable monthly repayment. Or perhaps you would
like to buy a new car, boat or caravan. What about new windows, conservatory
or maybe an extension? It really is up to you.
What happens if I'm ill and can't work or I'm made redundant?
We offer and recommend, optional accident, sickness and redundancy cover
to give you complete peace of mind. Life assurance is also available and
some plans offer this free. See our protection page.
Is my application confidential?
Yes completely. All applications are treated in the strictest confidence.
What happens if I want to borrow more?
All you have to do is apply online and we will process your application.
As we already have your details this is a simple matter and we will send
you a cheque if successful.
What are Unsecured Loans?
Loans are available
from £500 to £25,000 and can be taken over 3 to 10 years. All
applications are handled quickly and can often take only 3 - 4 days
to
complete. Unsecured
loans are only available to clients with no adverse credit history or
mortgage arrears.
Can
I repay the loan before the end of the contract?
You can make lump repayments or settle the loan completely whenever you
like.
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