Home Loans Direct

Welcome To Home Loans Direct!

We can arrange home loans and mortgages for virtually any amount. However, there are a few factors to take into consideration such as available monthly income and your property’s equity. The most important considerations are that you can afford the monthly repayments and that you are a home owner/mortgage payer. Simply put on the application form how much you would like to borrow and we shall endeavour to meet your requirements for your home loan.

Secured Home loans

These are suitable if you are a UK home owner looking for a loan, but maybe finding it difficult to get an unsecured personal loan due to the amount you need to borrow, or the unsecured interest rate is too high or perhaps your credit history is not as perfect as an unsecured loan demands.

Secured home loans are probably likely to get you a better interest rate than an unsecured one, due to the home loan company being less at risk from non-repayment. You can also borrow more, up to £150,000. It is also a great way to release some of the equity locked in your property, generated due to the massive rise in property values over the last 10 years or so. It is for this reason that they are sometimes referred to as ‘equity secured home loans’.

Home Loans Direct was established in 2003 to provide a no hassle mortgage advisory service for customers across the whole of the UK.

We recently made the decision to start introducing our mortgage and remortgage customers to a first-class, professional mortgage advisor known to us instead of arranging the mortgage ourselves. The advisor we’ve teamed up with has access to the whole of the mortgage market and shares our ethos of always putting the customer first. With your permission, we will pass your mortgage or remortgage enquiry on to the advisor, and they will then research the entire mortgage market for you. By doing this we can now be more sure than ever that you will receive both excellent customer service and the very best deal available to you from all the lenders in the market.